Taking Care of Your Insurance Needs
We Are A Premium Agency For Bay County & The Surrounding Area
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area. It is our desire to give you the best possible service while you are looking for a policy, calling on your existing policy, or during a claim. Each person is an individual with different circumstances and we tailor your policies to fit your life and budget.
You can be confident that the experience behind Kirkland Insurance Agency, Inc. is sound and ethical. Your trust in us is not taken lightly. When you choose Kirkland Insurance Agency to take care of your insurance needs, we value your decision and honor the relationship.
I am in my 70's and have never found an agent as personable and professional as Karen. She has on several occasions spent time with us to discuss our... read more
Roy CarrollMarch 29, 2024
Everyone at the Kirkland agency are always so polite. When they say they will call you back, they do! Karen works hard to get us the best coverage for our... read more
katherine dormanApril 11, 2024
My car insurance needs were met and my expectations for service were exceeded by Kirkland Insurance Agency. They are so helpful and friendly and always promptly return my calls.... read more
the retard In The AtticDecember 2, 2021
A local agent saves you money!
After the hurricane we saw many customers schedule an annual review. The best way to get questions answered before, or after a claim, is face to face. Our agents will go through your policy to make sure everything is on order, and pick out what may not look right. We can also identify discounts you can maximize on without compromising coverage.
"I had a review one time where a customer received a refund for a discount right on the spot. It was their first annual review and they weren’t sure about coming in. Now they don’t miss one. It’s worth rearranging the schedule one day a year to see your agent."
- Kirkland Insurance Agency Inc.
To learn what credits credits can instantly save you hundreds and even a $1000 with some carriers (if you`re not already using them) read our blog titled "Why you need a Local Agent" found on our website: www.kirklandagency.com
Make an appointment to see your agent today for an annual review. It’s worth it!
#EmeraldCoast
#30A
#PanhandleFL
#GulfCoastFL
A local agent saves you money!
After the hurricane we saw many customers schedule an annual review. The best way to get questions answered before, or after a claim, is face to face. Our agents will go through your policy to make sure everything is on order, and pick out what may not look right. We can also identify discounts you can maximize on without compromising coverage.
"I had a review one time where a customer received a refund for a discount right on the spot. It was their first annual review and they weren’t sure about coming in. Now they don’t miss one. It’s worth rearranging the schedule one day a year to see your agent."
- Kirkland Insurance Agency Inc.
To learn what credits credits can instantly save you hundreds and even a $1000 with some carriers (if you`re not already using them) read our blog titled "Why you need a Local Agent" found on our website: www.kirklandagency.com
Make an appointment to see your agent today for an annual review. It’s worth it!
#EmeraldCoast
#30A
#PanhandleFL
#GulfCoastFL
First, there is no personal liability insurance offered to individuals residing in the home who are not related to the person whose name is on the home insurance policy. For example, did your boyfriend move his dog in? Does your girlfriend’s son host football games in the yard? Examples like these (dogs can bite and children will hurt themselves) serve as a reminder of the unpredictable nature and expenses of a liability claim. The good news is that your personal liability is covered by your home insurance. The bad news is your SO isn’t—a potentially devastating expense that he will have to pay for personally unless he has his own insurance (discussed below).
#BeachLife
#SunshineState
#FloridaLiving
#PCBLife
#DestinLife
First, there is no personal liability insurance offered to individuals residing in the home who are not related to the person whose name is on the home insurance policy. For example, did your boyfriend move his dog in? Does your girlfriend’s son host football games in the yard? Examples like these (dogs can bite and children will hurt themselves) serve as a reminder of the unpredictable nature and expenses of a liability claim. The good news is that your personal liability is covered by your home insurance. The bad news is your SO isn’t—a potentially devastating expense that he will have to pay for personally unless he has his own insurance (discussed below).
#BeachLife
#SunshineState
#FloridaLiving
#PCBLife
#DestinLife
Anyone who owns or uses a pool should consider learning basic first aid and cardio-pulmonary resuscitation (CPR). “CPR can make a big difference by reducing the likelihood of brain damage in the few minutes it takes for 911 emergency responders to arrive,” Gilchrist, a medical epidemiologist, noted.
Furthermore, any homeowner who has a pool—whether in-ground, above ground, or inflatable/temporary— should have liability insurance coverage, including umbrella liability coverage.
#GulfCoastLiving
#PanamaCityBeach
#DestinBeach
Anyone who owns or uses a pool should consider learning basic first aid and cardio-pulmonary resuscitation (CPR). “CPR can make a big difference by reducing the likelihood of brain damage in the few minutes it takes for 911 emergency responders to arrive,” Gilchrist, a medical epidemiologist, noted.
Furthermore, any homeowner who has a pool—whether in-ground, above ground, or inflatable/temporary— should have liability insurance coverage, including umbrella liability coverage.
#GulfCoastLiving
#PanamaCityBeach
#DestinBeach
These 5 mistakes can cost you BIG in the long run! Read the full blog at kirklandagency.com
#FloridaVacation
#SaltLife
#PanamaCityLife
#DestinLove
These 5 mistakes can cost you BIG in the long run! Read the full blog at kirklandagency.com
#FloridaVacation
#SaltLife
#PanamaCityLife
#DestinLove
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area and help insure your primary, secondary, or rental home, your cars and boats, business, health and life! Each person is an individual with different circumstances so we tailor your policies to fit your life and budget.
#LoveFL
#FloridaAdventure #PanamaCityFL
#DestinFL
Kirkland Insurance Agency, Inc. is honored in helping you with all of your insurance needs. We are a premier insurance agency for Bay County and the surrounding area and help insure your primary, secondary, or rental home, your cars and boats, business, health and life! Each person is an individual with different circumstances so we tailor your policies to fit your life and budget.
#LoveFL
#FloridaAdventure #PanamaCityFL
#DestinFL
Thank you Brianna! I’m so glad my emails are helpful! Thank you for being a customer.
#DiscoverFL
#FloridaCharm
#AuthenticFlorida
#FLExplorer
Thank you Brianna! I’m so glad my emails are helpful! Thank you for being a customer.
#DiscoverFL
#FloridaCharm
#AuthenticFlorida
#FLExplorer
Meet our dedicated team of agents! Each individual on our team is well educated in every aspect of the insurance process and we are here to help find you the right policy, call on your existing policy, and we`re here to help during a claim.
#FLGems
#OffTheBeatenPath
#FloridaGetaway
Meet our dedicated team of agents! Each individual on our team is well educated in every aspect of the insurance process and we are here to help find you the right policy, call on your existing policy, and we`re here to help during a claim.
#FLGems
#OffTheBeatenPath
#FloridaGetaway
"Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain policy details when I had questions. I highly recommend using Kirkland Insurance for any insurance needs."
- Sarah Rackley
#ExploreFL
#HiddenFlorida
#FLGems
"Kirkland insurance is a great insurance agency to work with! They were super fast in getting me a quote for my homeowners insurance, and Karen even called me to explain policy details when I had questions. I highly recommend using Kirkland Insurance for any insurance needs."
- Sarah Rackley
#ExploreFL
#HiddenFlorida
#FLGems
The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim.
Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance.
#SaltLife
#PanamaCityLife
#DestinLove
The umbrella is a shield to protect an individual from having to tap into savings or sell assets to pay a judgment or claim.
Umbrella liability insurance covers you in many situations if you are held responsible for bodily injury, property damage, or personal injury. The product got its name because it adds a higher level of protection above auto, homeowners and boat policies, which are “primary” policies. Umbrella coverage kicks in after primary insurance is exhausted. What’s more, an umbrella policy offers primary coverage for losses not covered by other insurance.
#SaltLife
#PanamaCityLife
#DestinLove
One of the greatest advantages to having a local agent is you know who they are. Or better yet they have the opportunity to know who you are. The better you know someone the better you can meet their needs!
Read our full blog titled "Why you need a Local Agent" on our website under the tab "Insurance Corner." Or better yet, give us a call and get to know us personally!
#PanamaCityFL
#DestinFL
#PCBFL
One of the greatest advantages to having a local agent is you know who they are. Or better yet they have the opportunity to know who you are. The better you know someone the better you can meet their needs!
Read our full blog titled "Why you need a Local Agent" on our website under the tab "Insurance Corner." Or better yet, give us a call and get to know us personally!
#PanamaCityFL
#DestinFL
#PCBFL
